Resorts, Hotels & Hospitality

Our programs are designed to cover the unique exposures of your hotel or hospitality property. We work with several insurance carriers to create a well rounded program of coverages with competitive pricing. A Comprehensive program including coverage for:

• Flood, Earthquake and Wind
• Business Interruption (loss from unusual events on the property, food, contamination such as E. coli, murder, suicide, contagious diseases, etc.)
• Boiler and Machinery
• Decontamination and Clean-Up Expense for land and water on resort property
• Golf Courses, Plants, Trees and Shrubs
• Land Improvements
• Builder's Risk
• Terrorism Coverage available

Casualty Program

• Comprehensive General Liability
• Liquor Liability
• Spa
• Saddle Animal/Trail Rides
• Business Automobile Liability and Physical Damage
• Umbrella/Excess Liability

Pollution Legal Liability

• On-Site clean-up of Pollution Conditions
• Legal Liability for Pollution Conditions
• Business Interruption coverage resulting from an interruption caused by Pollution Conditions
• Underground Storage Tank coverage available
• Microbial Matter coverage available

Employment Practices Liability

• Prior Acts Coverage
• Punitive Damage Coverage
• Third Party Coverage (Example: guest claims of discrimination)
• Accidental Death and Dismemberment Coverage
• Aggressive Rates and Deductibles
• Limits to fit individual RHA member requirements
• Exclusive legal counsel to handle RHA member claims
• Dedicated claims adjusters assigned to RHA members
• Free staff training for RHA member's Human Resource Departments
• Free legal consultant hotline number to contact and discuss employment issues

Group Personal Umbrella

• Up to $50 million limits available per person
• Ideal for executives with multiple residences, vehicles, youthful drivers and watercraft
• Not-for-profit D&O
• Worldwide coverage
• Limited business pursuits

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