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Many people rely on safety crash test results when shopping for a new car. These tests place a representative dummy in the car and look at the result of various types of crashes, subsequently giving grades to cars based on how well they fare. However, since these tests started decades ago, the dummies have changed very little. READ MORE >>

As a small business owner, it's up to you to ensure the protection of everything you and your staff have worked so hard for. You probably already know that business insurance is a good idea, but piecemeal coverages — which can be time-consuming and pricey — can be hard to keep up with. READ MORE >>

When a fire, accident or theft occurs at your business: Contact your insurance agent and company right away. Any burglaries or theft should also be reported to the police immediately. Read your insurance policy so that you know what your responsibilities are to your insurance company after a loss. READ MORE >>

Employers have a legal responsibility to their employees to make the workplace safe. However, accidents happen even when every reasonable safety measure has been taken. To protect employers from lawsuits resulting from workplace accidents and to provide medical care and compensation for lost inc... READ MORE >>

Every business—whether a one-man home business or a big corporation—needs insurance to protect its integrity in the aftermath of various damaging situations. But which insurance policies are truly necessary and which policies are mere icing on the cake? All businesses should consider these three basic insurance policies: READ MORE >>

If a tree falls and hits your house, are you covered? The short answer is, yes. The coverage is quite straightforward: if a tree hits a home or other insured structure, such as a detached garage, standard homeowners insurance policies provide coverage for the damage the tree does to the structure and the contents in it. READ MORE >>

Most businesses need to purchase at least the following four types of insurance: Property insurance, liability insurance, business vehicle insurance and workers compensation insurance. Here's a breakdown of what each one is. READ MORE >>

Marriage, having a child, retirement are just some of the life events that can have a profound effect on insurance needs, so an annual New Year’s coverage review is always a good idea. Consider the following 5 questions when preparing for an annual review with your Insurance Professional: READ MORE >>

Health insurance coverage is the most important insurance a person can have. Without health insurance, people don't have help getting those doctor's bills or hospital bills taken care of. Having health insurance is more important than the average person may think. READ MORE >>

A person who owns his or her home would have a different policy from someone who rents. Policies also differ on the amount of insurance coverage provided. The different types of homeowners policies are fairly standard throughout the country. READ MORE >>

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Sweet & Baker Insurance Brokers
44 Second Street
San Francisco CA 94105 - 3440
Phone: (415) 512-2100
Fax (415) 512-1115
License# 0B60897

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