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We provide a full range of coverages for your personal insurance needs. From the first time buyer, to high valued homeowner, automobiles, and umbrellas. We will review, quote, and secure coverages for your needs.

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From the initial startup company to the publicly traded corporation, we will review, quote, and secure coverage for your business. We have found that transferring risk to an insurance company is often the most efficient way to protect your corporate assets and human resources.

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Protect the ones you love the most with the proper coverage for your needs. Everyone’s needs are unique and finding secure coverage can be stressful. Whether you want to cover your family, yourself or the people who help your business going, we’ll find the right plan for you.

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Working manAs a small business owner, it's up to you to ensure the protection of everything you and your staff have worked so hard for. You probably already know that business insurance is a good idea, but piecemeal coverages — which can be time-consuming and pricey — can be hard to keep up with. That's where a business owner's policy, or BOP, comes in handy!

BOPs combine all of the coverages you select into one simple policy so you don't waste time or money managing an assortment of policies. You never know when a storm could tear through your workplace or when a customer may get hurt and sue your business. That's why a BOP is a valuable asset, one that can save your business money in the long run.

Property Coverage


What would happen if a fire burnt down your storefront or if a thief stole a chunk of your high-end inventory? It could be difficult to recoup after such a loss. The property coverage found in a BOP protects your business from damages to property, including buildings, furniture, computers, inventory, raw materials and more.

Liability Coverage


Would your business be able to stay solvent if a customer sued to recoup medical expenses and lost wages after being injured at your workplace? The liability coverage found in a BOP protects your business from third party claims — whether grounded or frivolous — of injury or property damage, which could entail both medical and legal expenses.

Custom Coverage


All business are structured differently, and therefore have different needs. While an IT company may want cyber liability coverage, that same coverage may not be necessary for a bakery. This is why BOPs are customizable. You can choose the additional coverage you wish to add to your policy so your business can have the protection it needs.

Interested in learning more? Call Sweet and Baker at (415) 512-2100 for more information on San Francisco business insurance.
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NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
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Sweet & Baker Insurance Brokers
44 Second Street
San Francisco, CA 94105 - 3440
Phone: (415) 512-2100
Fax: (415) 512-1115
M-F 9am-5pm
License# 0B60897
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