We are moving into spring, and the changing weather makes us all want to throw open the windows and let the fresh air in.
You also may notice that a lot of dust gets stirred up when you open the house for the first time this spring. It must be time for spring cleaning.
Spring cleaning is not only a great time to clean up, it is also a chance for you to look around. You can spot problems that could lead to damages and home insurance claims down the road.
As you start maintenance, don’t neglect these steps. They could reduce the risks of home insurance claims:
- Inspect your home’s structure for problems in the foundation or structure. Temperature changes during colder months can exacerbate foundation cracks and shifts. If these problems develop, fix them before they get worse. Your home insurance may not cover structural malformations as they likely don’t occur as a result of a covered peril.
- Fix any fall risks that may develop from splintered flooring or concrete. This can reduce liability risks.
- Check your ventilation system. You likely used your heating and air conditioning in a different manner over the winter. Therefore, changes in usage could trigger catastrophic reactions like fires in these systems.
- As you prepare to shut down your furnace and your fireplace for the year, have them inspected and cleaned. A professional cleaner can remove soot and contaminants that lead to fire risks. An inspector can make sure that a furnace system shows no signs of damage from its winter usage.
- If you have a gas system, make sure that cold weather didn’t damage the lines. Have the gas system inspected for leaks and corrosion.
- Check your pipes. Cold weather increases the risks of frozen or cracked pipes. The spring is a great time to look for residual damage that may have developed during the winter.
- Check your electricity. Shorter days during the winter meant you probably used more electricity. This could put an unfair strain on the system. Electrical systems may have deteriorated during the winter and now pose a fire risk.
- Cut away any branches and trees that inclement weather may have damaged. This reduces the risk of these limbs falling on your home.
- Look for signs of mold development. Increased moisture in winter means that mold can form in nooks and corners that don’t get cleaned often. When you are cleaning, use a strong, bleach-based substance on hard surfaces. This will kill any developing spores.
Spring cleaning is a great time to tackle risks that affect your home. That way, you can reduce the chances of having to file and expensive claim on your home insurance.
Stay ahead of the insurance risks, but never forget to keep your San Francisco home insurance policy active. Sweet & Baker Insurance Brokers can get you the proper coverage for your home. You can get a quote online today or call us at (415) 512-2100.