Have you thought about making some upgrades to your older home? Of course you would love to have the new look that a remodel can offer, but you may not realize that such a change could also help you save money. In fact, sprucing up your home with a few new upgrades can help you to reduce energy consumption, make your home safer and even help to reduce your home insurance premiums. What's more, the right upgrades can boost the value of your home too. For all of these reasons, consider a few key upgrades to your older home.
Check Your Electrical System
If your home's electrical system is more than 40 years old, it may be time for an upgrade. Upgrading can provide you with numerous benefits, but the most important is an improvement in safety. Older electrical systems are more prone to damage. They may have been gnawed on by animals and they could be damaged just from normal wear and tear. An upgrade may not be necessary in all cases. Talk to your licensed electrician to find out if this is a good move for your home.
Take a Look at the Roof
Older roofs tend to be a very big risk for homeowners. These roofs not only can have missing shingles and damaged gutters, but also damage to the roof trusses and overall structural components. If your roof is more than 20 years old, have a full consultation with a licensed local roofer. Look specifically at areas of concern related to hail damage, exposed structural components and water damage, which is the biggest risks to a safe and secure roof. In some cases, repairing and upgrading your roof can help to reduce the risk of interior water damage, structural deterioration of your home and even reduce the risk of future claims.
Older homes have character and charm, but they also need a bit of attention from time to time to ensure they are in the best possible condition. By making a few updates, you may have a home that's well protected and less likely to face home insurance claims over the coming years.
How safe if your home? Call Sweet & Baker Insurance Brokers at (415) 512-2100 for more information on San Francisco insurance.