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We provide a full range of coverages for your personal insurance needs. From the first time buyer, to high valued homeowner, automobiles, and umbrellas. We will review, quote, and secure coverages for your needs.

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From the initial startup company to the publicly traded corporation, we will review, quote, and secure coverage for your business. We have found that transferring risk to an insurance company is often the most efficient way to protect your corporate assets and human resources.

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Health & Life Insurance

Protect the ones you love the most with the proper coverage for your needs. Everyone’s needs are unique and finding secure coverage can be stressful. Whether you want to cover your family, yourself or the people who help your business going, we’ll find the right plan for you.

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Cleaning roof guttersHave you thought about making some upgrades to your older home? Of course you would love to have the new look that a remodel can offer, but you may not realize that such a change could also help you save money. In fact, sprucing up your home with a few new upgrades can help you to reduce energy consumption, make your home safer and even help to reduce your home insurance premiums. What's more, the right upgrades can boost the value of your home too. For all of these reasons, consider a few key upgrades to your older home.

Check Your Electrical System

If your home's electrical system is more than 40 years old, it may be time for an upgrade. Upgrading can provide you with numerous benefits, but the most important is an improvement in safety. Older electrical systems are more prone to damage. They may have been gnawed on by animals and they could be damaged just from normal wear and tear. An upgrade may not be necessary in all cases. Talk to your licensed electrician to find out if this is a good move for your home.

Take a Look at the Roof

Older roofs tend to be a very big risk for homeowners. These roofs not only can have missing shingles and damaged gutters, but also damage to the roof trusses and overall structural components. If your roof is more than 20 years old, have a full consultation with a licensed local roofer. Look specifically at areas of concern related to hail damage, exposed structural components and water damage, which is the biggest risks to a safe and secure roof. In some cases, repairing and upgrading your roof can help to reduce the risk of interior water damage, structural deterioration of your home and even reduce the risk of future claims.

Older homes have character and charm, but they also need a bit of attention from time to time to ensure they are in the best possible condition. By making a few updates, you may have a home that's well protected and less likely to face home insurance claims over the coming years.

How safe if your home? Call Sweet & Baker Insurance Brokers at (415) 512-2100 for more information on San Francisco insurance.

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NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
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San Francisco, CA 94105 - 3440
Phone: (415) 512-2100
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