44 Second Street San Francisco, CA 94105 (415) 512-2100 Facebook Twitter LinkedIn Google+ Yelp


Car and House

Personal Insurance

We provide a full range of coverages for your personal insurance needs. From the first time buyer, to high valued homeowner, automobiles, and umbrellas. We will review, quote, and secure coverages for your needs.

Get Started

Commercial Insurance

From the initial startup company to the publicly traded corporation, we will review, quote, and secure coverage for your business. We have found that transferring risk to an insurance company is often the most efficient way to protect your corporate assets and human resources.

Get Started

Health & Life Insurance

Protect the ones you love the most with the proper coverage for your needs. Everyone’s needs are unique and finding secure coverage can be stressful. Whether you want to cover your family, yourself or the people who help your business going, we’ll find the right plan for you.

Get Started

Commercial Programs / Specializations - Building Maintenance

Building maintenance firms have a variety of insurance and risk management issues to consider. In order to find the best insurance program available, it is critical to examine the firm's operations in detail. If the firm is subcontracting a significant percentage of their operations, then the carriers will consider the risk as that of a general contractor. In this case the number of available markets will be limited. If the firm's employees are performing the work, then there are several standard markets that could offer a proposal.

Some risk management issues to consider are:

  • Do you always collect certificates of insurance from subcontractors?
  • Do you have a standard, formal written contract with subcontractors?
  • If so, does it have a hold harmless/indemnification agreement in your favor?
  • Do you always require subcontractors to name you as an additional insured?
  • Has your current broker reviewed the insurance provisions of your subcontractor agreement?

Sweet and Baker can help you with these issues as well as help you place your commercial insurance coverages such as:

  • General Liability
  • Property
  • Workers Compensation
  • Commercial Automobile
  • Garagekeepers Liability
  • Umbrella
  • Bailee coverages

We welcome the opportunity to be of assistance and look forward to hearing from you!

Contact Us
Latest Blog Posts   Checklists

Personal Insurance We offer many different ways to help you cover your valuables. Check off the coverages you would like to discuss with us. Start >>
Commercial Insurance Each business is unique and requires a unique policy. Check off the coverages you would like to discuss with us. Start >>
Health & Life Insurance Be prepared for the road ahead. Let us know what services you are interested in learning more about by filling out this checklist. Start >>
Our Partners
Our Location About Sweet & Baker Commercial Services Personal Services Health & Life
Sweet & Baker Insurance Brokers
44 Second Street
San Francisco, CA 94105 - 3440
Phone: (415) 512-2100
Fax: (415) 512-1115
M-F 9am-5pm
License# 0B60897
Our Team
Compensation Disclosure
In The News
Insurance Links
High Value Homes
Estate Planning
How to Choose A Plan
Directory of Providers
Employee Connection
HR Services / HR Hotline Alert
Life Insurance for Key-Person
Maxwell Health ThinkHR