44 Second Street San Francisco, CA 94105 (415) 512-2100 Facebook Twitter LinkedIn Google+ Yelp


Car and House

Personal Insurance

We provide a full range of coverages for your personal insurance needs. From the first time buyer, to high valued homeowner, automobiles, and umbrellas. We will review, quote, and secure coverages for your needs.

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Commercial Insurance

From the initial startup company to the publicly traded corporation, we will review, quote, and secure coverage for your business. We have found that transferring risk to an insurance company is often the most efficient way to protect your corporate assets and human resources.

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Health & Life Insurance

Protect the ones you love the most with the proper coverage for your needs. Everyone’s needs are unique and finding secure coverage can be stressful. Whether you want to cover your family, yourself or the people who help your business going, we’ll find the right plan for you.

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Resorts, Hotels & Hospitality

Hotel front desk
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Get Away from Worrying About All Your Insurance Needs. Let Us Take of your Specialized Coverage Today

Our programs are designed to cover the unique exposures of your hotel or hospitality property. We work with several insurance carriers to create a well rounded program of coverages with competitive pricing.

A Comprehensive program including coverage for:
  • Flood, Earthquake and Wind
  • Business Interruption (loss from unusual events on the property, food contamination such as E. coli, murder, suicide, contagious diseases)
  • Boiler and Machinery
  • Decontamination and Clean-Up Expense for land and water on resort property
  • Golf Courses, Plants, Trees and Shrubs
  • Land Improvements
  • Builder's Risk
  • Terrorism Coverage available
Casualty Program
  • Comprehensive General Liability
  • Liquor Liability
  • Spa
  • Saddle Animal/Trail Rides
  • Business Automobile Liability and Physical Damage
  • Umbrella/Excess Liability
Pollution Legal Liability
  • On-Site clean-up of Pollution Conditions
  • Legal Liability for Pollution Conditions
  • Business Interruption coverage resulting from an interruption caused by Pollution Conditions
  • Underground Storage Tank coverage available
  • Microbial Matter coverage available
Employment Practices Liability
  • Prior Acts Coverage
  • Punitive Damage Coverage
  • Third Party Coverage (Example: guest claims of discrimination)
  • Accidental Death and Dismemberment Coverage
  • Aggressive Rates and Deductibles
  • Limits to fit individual RHA member requirements
  • Exclusive legal counsel to handle RHA member claims
  • Dedicated claims adjusters assigned to RHA members
  • Free staff training for RHA member's Human Resource Departments
  • Free legal consultant hotline number to contact and discuss employment issues
Group Personal Umbrella
  • Up to $50 million limits available per person
  • Ideal for executives with multiple residences, vehicles, youthful drivers and watercraft
  • Not-for-profit D&O
  • Worldwide coverage
  • Limited business pursuits

 Fireman's Fund     AIG        Chubb             Allied Insurance       The Hartford   Travelers
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Latest Blog Posts   Checklists

Personal Insurance We offer many different ways to help you cover your valuables. Check off the coverages you would like to discuss with us. Start >>
Commercial Insurance Each business is unique and requires a unique policy. Check off the coverages you would like to discuss with us. Start >>
Health & Life Insurance Be prepared for the road ahead. Let us know what services you are interested in learning more about by filling out this checklist. Start >>
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Our Location About Sweet & Baker Commercial Services Personal Services Health & Life
Sweet & Baker Insurance Brokers
44 Second Street
San Francisco, CA 94105 - 3440
Phone: (415) 512-2100
Fax: (415) 512-1115
M-F 9am-5pm
License# 0B60897
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