44 Second Street San Francisco, CA 94105 (415) 512-2100 Facebook Twitter LinkedIn Google+ Yelp


Car and House

Personal Insurance

We provide a full range of coverages for your personal insurance needs. From the first time buyer, to high valued homeowner, automobiles, and umbrellas. We will review, quote, and secure coverages for your needs.

Get Started

Commercial Insurance

From the initial startup company to the publicly traded corporation, we will review, quote, and secure coverage for your business. We have found that transferring risk to an insurance company is often the most efficient way to protect your corporate assets and human resources.

Get Started

Health & Life Insurance

Protect the ones you love the most with the proper coverage for your needs. Everyone’s needs are unique and finding secure coverage can be stressful. Whether you want to cover your family, yourself or the people who help your business going, we’ll find the right plan for you.

Get Started

Apartment Owners Condominium Associations Insurance

Our programs are designed to cover the unique exposures of your apartment owners and condominium associations. We work with several insurance carriers to create a well rounded program of coverages with competitive pricing.

Property Coverage

All Risk Excluding Earthquake & Flood
• Up to $1 Billion Per Occurrence, Automatic Reinstatement
Asbestos • Up to $25,000 Per Occurrence
Mold • $10,000 Per Occurrence
Boiler & Machinery
• $50 Million Per Occurrence
Rental Income
• 12 Months Actual Loss Sustained
Code Coverage
• Up to Building Limit

General Liability Coverage

Lessor’s Risk Primary General Liability
• $1,000,000 Per Occurrence
• $2,000,000 Per Location Aggregate.
• Up to $50 Million Per Location
Pollution Liability
(Including Lead, Asbestos & Formaldehyde)
• $250,000 Per Occurrence
• $2,000,000 Group Policy Aggregate Limit
Hired & Non-Owned Auto (Business)
• $1,000,000 Per Accident
• Subject to $2,000,000 General Aggregate

Optional Coverages

Earthquake & Flood
• Up to $10 Million Per Location Limit
• $200 Million Program Limit
HOA/Condo Directors and Officers
• Up to $10 Million Annual Aggregate Available
Property Manager
• Up to $2,000,000 Per Occurrence
Employment Practices Liability • $2,000,000 Errors and Omissions
• Up to $250,000 Per Occurrence
(Employee Dishonesty $25,000 Per Occurrence for Cash)

For a consultation please contact:  Bruce Callander 415-512-2110 Email  Elaine Sy 415-512-2121 Email

Contact Home Contact Home
Contact Us
Latest Blog Posts   Checklists

Personal Insurance We offer many different ways to help you cover your valuables. Check off the coverages you would like to discuss with us. Start >>
Commercial Insurance Each business is unique and requires a unique policy. Check off the coverages you would like to discuss with us. Start >>
Health & Life Insurance Be prepared for the road ahead. Let us know what services you are interested in learning more about by filling out this checklist. Start >>
Our Partners
Our Location About Sweet & Baker Commercial Services Personal Services Health & Life
Sweet & Baker Insurance Brokers
44 Second Street
San Francisco, CA 94105 - 3440
Phone: (415) 512-2100
Fax: (415) 512-1115
M-F 9am-5pm
License# 0B60897
Our Team
Compensation Disclosure
In The News
Insurance Links
High Value Homes
Estate Planning
How to Choose A Plan
Directory of Providers
Employee Connection
HR Services / HR Hotline Alert
Life Insurance for Key-Person
Maxwell Health ThinkHR